Posts Tagged new jersey personal injury lawyers

Nursing Home Neglect Or Abuse


The following article was written by Kamensky Cohen & Reichelson and can be found on New-Jersey-Lawyers.com

One of the hardest decisions many of us will ever face is how to care for an aging or terminally ill family member.  It used to be traditional for several generations of families to live together, and for the children to take care of their aging and ailing parents at home.  However, over the past century, life expectancies have increased by more than 20 years, due to advances in medicine and healthcare.  In addition, economic conditions have changed as has the “nuclear family.”  A greater percentage of women are working outside the home, people are commuting further, and free time has become a luxury.

Many families have no choice but to place their loved ones in nursing homes or assisted living facilities.  The facilities can be very expensive and, due to Medicare and Medicaid requirements, the resident is required to use their assets to pay for the facility before they are eligible for government assistance.  Given these conditions, family members expect a lot from the facilities, and rightly so.  Unfortunately, the facilities do not always meet expectations, especially for the amount they are charging for the resident.

You cannot expect the facilities stave off the aging process, nor will they heal a patient who has a grave illness or is terminal.  However, there are some basic needs that must be met by the facility including hygiene, medicating, feeding, hydrating, turning and changing a patient.  The patient should also be protected from falls or other “unexplained” injuries.  Meeting these basic needs will not guarantee that a patient’s health will not deteriorate, however, failure to insure that they are met can exacerbate the patient’s condition by breaking down the skin allowing pressure sores or ulcers, decreasing immunities, creating infections and not providing what the body needs to protect and heal itself.

You should keep in mind that the physical deterioration of a loved one does not always mean that there is neglect or abuse.  However, if there are concern, you need to get actively involved.  Bring any issues you have to the care giver assigned to the family member.  If not addressed to your satisfaction in a timely manner, request a meeting with a supervisor.  If this does not address your concern, request to meet with the Manager or Director of the facility.  Do not take no for an answer.   You must be an advocate for your family member as no one else will.   You must be assertive because no facility is going to want to admit that they are providing substandard care, nor do they want to admit that they are understaffed or overworked.   You should request copies of all of your family member’s records, as they may become necessary at a later time.  In addition, you may want to take photographs of anything out of the ordinary.  If the facility as a whole is unresponsive to you, you can contact the licensing board, the board of health, medicaid/medicare or the patient’s health insurer or a local agency that deals with the elderly.  click here to read the rest of this article

For more information on New Jersey Nursing home law and to find a New Jersey Lawyer visit New-Jersey-Lawyers.com or  Njlawfirms.net and njlawyers-newjerseylawyers.com

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Worker’s Compensation Workplace Injuries


The following article was written by E. Gregory M. Cannarozzi, Counselor-at-Law, L.L.C. and can be found on New-Jersey-Lawyers.com

Does an old back injury aggravated by your current job entitle you to workers’ compensation benefits? Is your hypertension a result of employment-related stress? If you were in a car accident while running an errand for your employer, do you qualify for workers’ compensation benefits?

Any injury related to your employment entitles you to income and medical benefits. A serious back injury, an amputated arm or leg, brain damage, asbestosis, or another catastrophic workplace injury that gives rise to partial/total permanent disability entitles the worker to long-term wage and medical benefits.

Contact us at the Law Office of E. Gregory M. Cannarozzi, Counsellor at Law, L.L.C. in Oradell, New Jersey to arrange a free consultation with a workers’ compensation lawyer. Find out if your workplace injury qualifies for benefits.

Qualifying workplace injuries:

  • Spinal cord, neck, and back injuries that result in quadriplegia, paraplegia, some other paralysis, loss of function, or chronic pain
  • Permanent brain damage resulting from traumatic brain injury (TBI)
  • A torn rotator cuff injury, herniated lumbar disc/cervical disc, knee injury, shoulder injury, or other orthopedic or soft tissue injury
  • Psychological injuries, including posttraumatic stress disorder (PTSD), depression, and anxiety
  • Lung injuries, including asbestosis and baker’s lung
  • Heart conditions, including hypertension and heart attacks caused by stress, and pulmonary problems caused by exposure to diesel fumes and carbon monoxide
  • Cancer caused by toxic exposure, including lung, stomach, colon, and throat cancer, leukemia; and mesothelioma, including cancers that are diagnosed years after retirement
  • Repetitive stress injuries, including carpal tunnel syndrome, back strain, and rotator cuff impingement syndrome
  • Any injury that cause permanent partial loss of use of your hand, arm, all fingers, leg, foot, all of toes, eyes, or ears

Preexisting injuries, second injuries

If a preexisting injury has been aggravated by your work, you are entitled to benefits but your claim must be handled very carefully. A construction worker’s knee injury from high school may be reinjured at work and require orthopedic surgery. An office worker with a history of depression may break down under the pressure of the workplace. A manual laborer with a lumbar disc injury may suffer a second back injury at a new job. Preexisting carpal tunnel syndrome may be aggravated by a repetitive stress injury in a new job.

When there is a history of previous injury to the same body part, a settlement for partial/total permanent disability benefits will be reduced by the percentage of the injury that is related to the first accident. If two or more injuries combine to result in total permanent disability, the New Jersey Second Injury Fund pays the portion of the total disability caused in a previous position.

If your employer does not carry workers’ compensation

In New Jersey it is a criminal offense to fail to carry workers’ compensation insurance. If you were injured and your employer is not insured, you can still receive income benefits and medical benefits under the Uninsured Employers’ Fund (UEF) established through New Jersey workers’ compensation law.

Contact a lawyer about a workplace injury claim.

At the Law Office of E. Gregory M. Cannarozzi, Counsellor at Law, L.L.C. in Oradell, New Jersey, our workers’ compensation staff is committed to providing clients with responsive and effective legal services. If you are recovering from a workplace injury such as a repetitive stress injury, injury from a slip and fall accident, back injury, brain injury, or neck injury, it is important to have a lawyer to review your claim in order to see that you are being treated fairly.

To find more articles about New Jersey  workers’ compensation can be found at New-Jersey-Lawyers.com.  new jersey workers’ compensation lawyers can be found at New-Jersey-Lawyers.com , NJLawFirms.net and Njlawyers-NewJerseyLawyers.com

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No-Fault Claims


The following article was written by E. Gregory M. Cannarozzi, Counselor-at-Law, L.L.C. and can be found on New-Jersey-Lawyers.com

The law firm of E. Gregory M. Cannarozzi, Counselor-at-Law, L.L.C., emphasizes representation of all medical providers and patients with respect to no-fault claims. When an individual is injured in an automobile accident, pursuant to N.J.S.A. 39:6A-1 et seq. the New Jersey No-Fault Statute, s/he is entitled to PIP (personal injury protection) benefits, under certain conditions. The purpose of No-Fault Act is social legislation intended to provide insureds with the prompt payment of medical bills, loss wages, and other such expenses without making them wait the outcome of protracted litigation in Court. In theory, PIP coverage is to be given the broadest application consistent with the statutory language of no-fault legislation, meaning that the fault system is to be removed from automobile negligence providing a minimum amount of protection to the public for injuries caused by an automobile accident. The system was designed to shift compensation from a tort and/or a third-party insurance to a system of first- party coverage.

In 1998, the New Jersey Legislature passed the Automobile Insurance Cross Reduction Act (“AICRA”) effective March 22, 1999. Under that Act, three types of insurance were provided: (1) basic insurance policies; (2) standard insurance policies; and (3) special insurance policies for eligible low income individuals.

The basic insurance policy provides only for very limited medical coverage and other PIP benefits such as income continuation, essential services and death benefits are not included.

In the special insurance policy for eligible low income individuals, there is even a more limited medical coverage than the basic policy, but it does allow for a $10,000.00 death benefit.

With respect to the standard policy, the Act provides for all the coverages that were formerly considered to be basic, including $250,000.00 in medical coverage, income continuation benefits, and funeral expenses. Extended options are also available for an extra premium.

Normally, when an individual is injured in an automobile accident, the injured party provides the medical provider with an Assignment of Benefits. This form permits the medical provider to treat the individual to the extent the medical provider deems appropriate and then file a claim, standing in the patient’s shoes so to speak, generally, for unpaid medical expense benefits. Under the New Jersey law, an individual is required to pay the selected policy deductible and 20% co-pay up to $5,000.00 ($1,000.00). Thereafter, the injured party’s insurance company is responsible for payment of medical expense benefits up to a ceiling of $250,000.00, for all medically necessary treatment of “permanent or significant brain injury, spinal cord injury or disfigurement or for medically necessary treatment of other permanent or significant injuries rendered at a trauma center or acute care hospital immediately following the accident and until the patient is stable.”

The New Jersey No-Fault System is a complicated process, which requires each medical provider to jump over many hurtles in order to recover payment for services rendered. In most situations, a medical provider must apply for pre-certification of services to be rendered, with certain exceptions. If the pre-certification request is not granted by the patient’s insurance company, then the medical provider is required to submit additional documentation and/or exhaust an internal appeal process with that patient’s auto insurer claims representative.

After the internal appeal period has transpired, if pre-certification is not granted, the medical provider will normally then retain the services of an attorney, such as this law firm, to file a no-fault arbitration claim, which, pursuant to AICRA, must be instituted with the National Arbitration Forum (NAF).

There are specific forms and rules promulgated by the NAF which apply to the filing, processing and execution of No-Fault claims in order to obtain an arbitration hearing. Depending on the severity of the claim, the medical provider will often testify either telephonically or in person at the arbitration hearing as the medical provider must prove the medical necessity, reasonableness, and causal relation to the accident for all medical services performed. The determination of the Dispute Resolution Professional (Arbitrator) is final and binding with limited rights for appeal.

Perfection of claims under the No-Fault Law in New Jersey has evolved into a very complex, time exhaustive, paper intensive process. Accumulating the proper medical documentation, as well as navigating through a morass of strict procedural requirements in ultimate payment of the claim in the No-Fault arbitration forum requires specialized skills and knowledge.

Since most insureds are unaware of either (1) which policy benefits they are entitled to under New Jersey No-Fault Law or (2) how to obtain treatment after their own insurance company denies benefits, it is essential that each injured individual contact an attorney well versed in no-fault arbitration claims in order to be fully protected.

The undersigned sat as a permanent No-Fault Arbitrator, now known as a Dispute Resolution Professional (“DRP”) from 1999 (when AICRA was first effected) until 2002; at that time the New Jersey no-fault claims forum was administered by the American Arbitration Association. The law firm has handled thousands of no-fault claims on behalf of both insureds and their medical providers in all areas of medicine. When any questions arise with respect to what benefits are available, the nature of a claim, and how it is prosecuted, it is extremely important to contact this law firm for advice so that your rights may be fully protected.

To find more articles about New Jersey  Personal Injury can be found at New-Jersey-Lawyers.com.  new jersey Personal Injury lawyers can be found at New-Jersey-Lawyers.com , NJLawFirms.net and Njlawyers-NewJerseyLawyers.com

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Steps One Should Take when there is a Potential Claim for Personal Injuries


The following article was written by Kamensky- Cohen and can be found on New-Jersey-Lawyers.com

If you have been injured and you believe those injuries are attributable to someone else; i.e. slip and fall on property owned by someone other than yourself or an automobile accident caused by someone else., you may ask yourself what steps you need to take in order to pursue a personal injury claim. The first step is obviously to make sure that you are receiving the required medical care to heal from injuries. In doing so, take notes of all the doctors you have treated with, the treatment that has been rendered and the result of the treatment. It is important to follow your doctor’s instructions as to medical treatment and further follow up with your doctors regarding the necessity for future treatment.

If you think you may want to file a claim against the person or entity you believe is responsible for your injuries, you  need to speak to a personal injury attorney.  Many attorneys’ offices provide free consultations to potential personal injury claimants. (i.e.  Kamensky Cohen and Associates) The attorney will want to know who caused your accident, how it was caused and when it occurred. If you do not know the answers to these questions, and many times you may not, the attorney can help you in obtaining this information. You will want to bring notes with you to the attorneys office regarding these issues as well as names of your medical care providers. The attorney will also  discuss with you the injuries sustained as a result of the accident, what medical treatment you received and the importance of following up with your medical treatment. Make sure you tell your attorney if you have had any injuries prior or subsequent to the subject accident. If the attorney agrees to take your case, a retainer agreement is signed and the litigation process begins!

To find more articles about New Jersey  Personal Injury can be found at New-Jersey-Lawyers.com.  new jersey Personal Injury lawyers can be found at New-Jersey-Lawyers.com , NJLawFirms.net and Njlawyers-NewJerseyLawyers.com

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New Jersey Worker’s Compensation Law & Permanent Disability


The following article was written by Kamensky- Cohen and can be found on New-Jersey-Lawyers.com

In New Jersey, an employee who is injured while at work is entitled to free medical benefits, temporary disability benefits, and (if appropriate) an award for permanent disability. The first two benefits are generally provided by the employer immediately after the injury without the assistance of legal counsel. However, the third aspect, concerning the permanency of the injury, is often highly contested. It is at this stage that selecting the right attorney to pursue your claim is invaluable.

Your attorney will begin the litigation process by filing a formal Claim Petition. Once the claim is filed, the process of accumulating the records from the treating doctors begins. Pursuant to the laws of New Jersey, your employer will provide all records in their possession to your attorney free of charge. Once all of the records are received, they will be sent to a neutral doctor who will perform an evaluation to determine your degree of permanent disability. In addition, your employer will also require that you attend a physical or mental examination with a physician of their choice for an estimation of disability.

Once the separate reports are received, the negotiation process begins and each party’s respective positions as to permanent disability are presented to the Judge of Compensation. He or she will review these reports and make a recommendation as to the percentage of the disability. If the parties agree with the Court’s determination, the matter is scheduled for a date in which the Court can formally approve the settlement. In New Jersey law, all workers’ compensation settlements must be approved by a Judge of Compensation in open court. If the parties cannot agree on a settlement, a formal trial will be conducted at which time testimony of witnesses will be heard. At the conclusion of all of the testimony, the Judge will deliver a decision regarding permanent disability, which is binding on all parties.

As always, if you have any questions, please do not hesitate to contact us at Kamensky Cohen for assistance with all of your Workers’ Compensation questions.

Other New Jersey workers compensation Legal articles can be found on New-Jersey-Lawyers.com. You can find  NJ workers comp Lawyers on New-Jersey-Lawyers.com . Other sources of NJ Lawyers can be found on NJ lawyers or NJ Law firms

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Suing the State of NJ or A City Government for an Injury?


The following article was written by Kamensky- Cohen and can be found on New-Jersey-Lawyers.com

What you need to know if you are injured as a result of negligence on the part of the State, a Municipality or a State Agency in New Jersey.

A personal injury action against the State of New Jersey, a state agency or a municipality may be forever barred if you fail to notify the State, state agency or municipality who is at fault for your injuries within 90 days of the incident. (There is a similar requirement in Pennsylvania as well)  In New Jersey, you may not be able to file a complaint against a public entity  if you fail to provide notice. The New Jersey Torts Claim Act, codified at N.J.S.A. 59:8-4, was enacted to provide a public entity “with sufficient information to enable it promptly to evaluate its liability and potential exposure and, if it chooses, to correct a defective condition and also to engage in settlement negotiations prior to the commencement of suit.” Henderson v. Herman, 373 N.J. Super. 625, 634 (App. Div. 2004)(quoting Newberry v. Township of Pemberton, 319 N.J. Super. 671, 675 (App. Div. 1999). See also Beauchamp v. Amedio, 164 N.J. 111, 121-22 (2000).

The Torts Claims Act, states that a notice of claim must be provided to the public entity within ninety days following the accrual of the cause of action. (See N.J.S.A. 59:8-8). The accrual date is the date in which the accident that causes injury occurs. Beauchamp v. Amedio, 164 N.J. 111, 123 (2000). The accrual date can be tolled  in limited circumstances. “Tolled” means that the accrual date is put on hold. For instance, the accrual date can be tolled if the injured party does not know that he or she was injured or that a specific third party is responsible for those injuries. Id.

A notice of claim form for the State of New Jersey can be found on the state’s website. It simply asks for information about the person who was injured, how those injuries occurred and the injuries sustained Oftentimes, municipalities have specific forms that are available by request only. Although the notice of claim form appears to be self explanatory, your rights will be best served by having an attorney to help in filling out the notice of claim form and to follow up, possibly negotiate a settlement and/or file a complaint on your behalf.

Although there are certain exceptions that allow a claimant to file a late notice of tort claim, (only with permission by the court), if you are injured and you believe that injury is caused in whole or in part by a state agency, it is important that you seek legal counsel as soon as possible.  If you sit on your rights you may not be able to file a lawsuit against the state agency who is responsible for your injuries. Kamensky Cohen has obtained substantial settlements from state agencies for injuries caused to our clients. If our clients had not sought legal counsel as soon as possible, those settlements may not have been possible.

Other New Jersey Personal Injury Legal articles can be found on New-Jersey-Lawyers.com. You can find  New Jersey Personal Injury Lawyers on New-Jersey-Lawyers.com . Other sources of NJ Lawyers can be found on NJ lawyers or NJ Law firms

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What To Do If You Have Slipped Or Fallen In A Store – part 2


The following article was written by Andrew F. Garruto, Attorney at Law and can be found on New-Jersey-Lawyers.com

3. WITNESSES:

If anyone saw how or why you slipped or tripped, obtain the names, addresses and telephone numbers of eyewitnesses, and make sure you obtain this information yourself.  This is extremely important when there are different stories as to how the accident happened, for example, when the business claims to have inspected or cleaned the area just prior to the incident, or when they claim that they their surveillance cameras weren’t working or weren’t on at the time of the incident, etc.

If you don’t obtain witness information at the scene, it is probably lost forever.

4. PHYSICAL EVIDENCE:

If you were caused to slip on a wet substance, and got on your clothes or shoes, then please do not wash them and do not throw them away, but save them in this condition.  Similarly, if your clothes were torn, or got blood on them, preserve them in this condition.  Save your receipt to prove the date and time you were at their business.  If the injury involves snow or ice, you must take pictures as soon as possible before it melts, so you are able to prove the condition that caused your fall — if you don’t do this immediately, you have lost the opportunity to photograph the dangerous condition.

If you were bruised or have other obvious signs of injury, you should also have someone take pictures of any bruises on your body – black and blue marks, bruises, cuts, anything that proves that there were forces to your body from the incident.  This evidence proves that your body experienced a forceful blow, and the photos will help contradict the defendant’s insurance company’s doctor who will certainly have a great resume, and who will say that you are not injured at all, or not as seriously as your own doctor testifies

The entire article can be found here.

Other New Jersey Legal articles can be found on New-Jersey-Lawyers.com. You can find  New Jersey Personal Injury Lawyers on New-Jersey-Lawyers.com . Other sources of NJ Lawyers can be found on NJ lawyer or NJ Law firms

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What To Do If You Have Slipped Or Fallen In A Store – part 1


The following article was written by Andrew F. Garruto, Attorney at Law and can be found on New-Jersey-Lawyers.com

1. CONTACT THE MANAGER OF THE STORE:

We seem to be programmed after we fall in a public place, to feel embarrassed and walk away hoping no one saw us. The problem with this behavior is that the store isn’t notified of the incident, how it happened, whose fault it is and if you are injured. If you are hurt and it is because of a problem they caused or allowed to exist, they should be made aware of it right after it happened so that they can see that it was their fault, if that is the case.  Inform the manager that you want an incident report completed.

2. THE INCIDENT REPORT:

Inform the manager of the details of how you slipped or tripped, and of any specific symptoms you are experiencing.  Point out the dangerous condition so that they could witness it themselves, and so that they can fix it before anyone else gets hurt.

Also, it is important to obtain a copy of the incident report. Before you sign anything, make sure that they will agree to give you a copy of whatever you sign, before you sign it.  If they refuse to promise you a copy, then don’t sign it – things could be added to the form after you gave it to them, and if you don’t have a copy you can’t prove they altered your statement.  (People do drastic things at times if they feel they may lose their job or affect their standing with the company).

The balance of this article can be found here.

Other New Jersey Legal articles can be found on New-Jersey-Lawyers.com. You can find  New Jersey Personal Injury Lawyers on New-Jersey-Lawyers.com . Other sources of NJ Lawyers can be found on NJ lawyer or NJ Law firms

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Injuries at Work, and Workers Compensation – part2


The following article was written by Andrew F. Garruto, Attorney at Law and can be found on New-Jersey-Lawyers.com

What types of accidents give rise to a workers compensation claim?

* Specific Accident Claims – These are regular, everyday accidents. They include, but are not limited to, falls, motor vehicle accidents, machinery, and lifting injuries.  Please note, an injury is still covered under Workers Comp even if the worker caused his own accident. The only issue is whether the worker was injured while performing his job.

* Repetitive Motion Claims – The repetitive motion and strain of a job can cause a work related injury. The most common examples are jobs where a worker has to do a lot of lifting, or doing the same movements over and over.  For example, jobs that require constant typing can cause carpal tunnel syndrome.  In a Repetitive Motion Claim, there is no one particular incident that caused the worker to sustain the injury, but the repetitive wear and tear of the job caused the worker’s body to break down.

* Occupational Exposure Claims – Workers may be exposed to harmful elements on the job.  These can include  chemicals, asbestos, and other noxious elements.  Over time, this exposure may cause a worker to suffer lung disease, cancer, heart problems, or mesothelioma.  A worker who suffers from this type of Occupational Exposure is entitled to receive Workers Compensation benefits.

The entire article can be found here.

Other New Jersey Legal articles can be found on New-Jersey-Lawyers.com. You can find  New Jersey Personal Injury Lawyers on New-Jersey-Lawyers.com . Other sources of NJ Lawyers can be found on NJ lawyer or NJ Law firms

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Injuries at Work, and Workers Compensation – part1


The following article was written by Andrew F. Garruto, Attorney at Law and can be found on New-Jersey-Lawyers.com

What is workers compensation insurance?

New Jersey Workers’ Compensation insurance is insurance that an employer is required by law to carry.  It provides benefits for any worker injured as a result of his or her job.  In New Jersey, if you, as an employee, are injured while working your employer is required to pay for your medical treatment.  This includes hospitalization, doctors visits, surgery, physical therapy, medications,  counseling, and nursing care. If an injured employee is unable to work for more than seven days, the injured worker is entitled to be paid for the entire time he or she is out of work.  At the end of the case, the employee may be entitled to a payment for permanent disability.

Three types of benefits defined

* Medical Benefits – An injured worker is entitled to medical treatment intended to cure the work related injury. The employer, more accurately, the employer’s workers compensation insurance company, has the right to select the injured workers’ doctors. However, if the employer refuses to provide appropriate medical treatment, or authorizes doctors that are not qualified to provide that care, the injured worker has the right to file a Motion with the Court to get the employer to provide the correct medical treatment

* Temporary Disability Benefits – An injured worker is entitled to payment for the wages lost as a result of losing time from work due to the worker’s injury. The injured worker is entitled to 70% of his or her gross weekly wage, including overtime and tips, subject to a maximum and minimum amount designated for the year of the accident. If the employer refuses to provide appropriate Temporary Disability Benefits, the injured worker has the right to file a Motion with the Court to compel these benefits.

* Permanent Disability Benefits – An injured worker has the right to seek a money award for permanent disability (permanent injury).  Most of the workers who file workers compensation claims have returned to the same job they had before their accident.  The injured worker is required to show certain signs of a permanent injury, as a result of the injury that occurred on-the-job.

The balance of this article can be found here.

Other New Jersey Legal articles can be found on New-Jersey-Lawyers.com. You can find  New Jersey Personal Injury Lawyers on New-Jersey-Lawyers.com . Other sources of NJ Lawyers can be found on NJ lawyer or NJ Law firms

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