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A Lawyer’s Guide to Automobile Insurance in NJ

Apr 6

Posted by admin in Personal Injury | No Comments



The following article was written by Kamensky-Cohen & Associates and can be found on New-Jersey-Lawyers.com

Introduction:

This purpose of this guide is to help you, when purchasing auto insurance, to select the coverage that will best protect you and your family if you are ever involved in an auto accident. If you have any questions left unanswered by this pamphlet or would like a lawyer’s opinion about your auto insurance policy, call Kamensky – Cohen & Associates for a free consultation.

The New Law:

The new auto insurance law in New Jersey that went into effect in 1999 has made significant changes to your coverage and we have some critical consumer tips, which we believe will protect you and your family. The first and foremost of these tips is never select the “basic policy”. When it comes time to renew your auto insurance, you’ll have to choose between what government regulators have named the “basic policy” and the better levels of coverage found in a “standard policy”. The standard policy will protect you and your family. The cheaper “basic policy” is so lacking in coverage that it provides little more than an insurance card. The “basic policy” only provides limited medical coverage and trivial liability coverage. No individual or family with any assets or income from a job should buy such a policy. Without liability coverage, you can be personally sued. If successful, a judgment can dramatically affect your financial future, your credit rating and even your ability to own or drive a car!

To read the balance of this article click here

A directory of NJ Lawyers for all of your New Jersey legal needs including Personal Injury can be found at www.New-Jersey-Lawyers.com

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Martial Tort FAQ’s

Mar 13

Posted by admin in Divorce and Family Law | No Comments


The following article was written by Theodore Sliwinski, Esq. and can be found on New-Jersey-Lawyers.com

1. What is a marital tort?
Basically, a tort is a civil wrong, for which the court will provide a remedy in the form of an action for damages. Torts may be intentional, negligent or reckless. They may result in any number of physical or emotion injuries and they also include injuries to property. Torts have increasingly become very relevant in New Jersey divorces. Many spouses now also sue their ex-husband for a marital tort(s), and it is then consolidated with the primary cause for the divorce.
In my opinion, a marital tort is basically a “shake down” tactic by a wife to obtain a distinct advantage in a divorce case. Examples of marital torts include: assault and battery; marital rape; Battered Woman’s syndrome; wrongful death, intentional infliction of emotional distress; false imprisonment; use of excessive; defamation; and wiretapping. Claims may also arise after the complaint for divorce has been filed. These types of claims frequently involve hiding money after a divorce case has started. These types of torts are called the dissipation of marital assets, fraudulent conveyance of marital assets, invasion of privacy, and interference with custodial rights.

In summary, marital torts is an emerging trend in New Jersey divorce law. The concept of inter-spousal immunity has been abolished in New Jersey. Therefore, the gates have been open to permit spouses to sue each other for individual torts. What a wonderful world we live in!

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You can find more information about NJ Divorce Law or find a New Jersey Divorce lawyer here.

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Legal Guide For Senior Citizens

Feb 20

Posted by admin in Elder Law | No Comments



The following article can be found on New-Jersey-Lawyers.com and was written by Theodore Sliwinski, Esq.

 

AGE DISCRIMINATION

 

1. What is age discrimination?

Age discrimination refers to the treatment of an individual in a manner different from others based solely or primarily upon the age of that individual. Generally, when the phrase age discrimination is used, it refers to the deprivation of some right or privilege to an older person.

2. Is it legal to discriminate against a person because of his or her age?

Of course not. In most, but not all circumstances, federal or state law prohibits discrimination on the basis of age. There are differences, however, between the federal and state laws.

3. What is the status of federal law on age discriminaton?

The federal law, known as the Age Discrimination in Employment Act (ADEA), is limited to making discrimination unlawful in the employment context. The ADEA makes it unlawful for an employer to refuse to hire an individual or to discharge an individual or discriminate against a person with respect to his or her compensation or other terms and conditions of employment because of that individual’s age.

Additionally, an employer may not classify or segregate employees in any way that would deprive an individual of employment opportunities or would otherwise adversely affect a person’s status as an employee based upon that person’S age. The prohibitions of the federal statute are limited to individuals over 40 years of age, with no age maximum.

In some cases, however, age may be a Bona Fide Occupational Qualification (BFOQ) or mandatory retirement may be permissible. The statute includes additional prohibitions against discrimination on the basis of age by employment agencies and labor organizations. The federal statute is further limited because it applies only to employers who engage in interstate commerce and who employ at least 20 persons. There are various other exceptions to the protection provided by the ADEA….

 

Click here to read the balance of this Elder Law article. Click here to find a New Jersey Elder Law Lawyers  To find a NJ Lawyer for other areas of NJ law click here.



Choosing the Right DWI Lawyer

Feb 9

Posted by admin in DWI | No Comments



Choosing the Right DWI Lawyer

by Theodore Sliwinski, Esq.

Finding a lawyer who is experienced in handling DWI’s should be your top priority. DWI laws are constantly changing and the consequences of a conviction are becoming harsher and harsher, not to mention the negative impact of being labeled a criminal for the rest of your life.

If you have never been through this before, you probably don’t know who to call, and it seems lawyers are a dime a dozen. If you have been through this before and are searching for a different lawyer, you know just how important it is to hire an experienced DWI lawyer. You need to understand just because someone is a lawyer does not mean they have the necessary DWI experience to defend you and your DWI case.

Click here to read the balance of this article. Click here if you need a New Jersey DWI Lawyer or visit www.New-Jersey-Lawyers.com for NJ Lawyers for all of your other NJ legal needs. You can also find for more listings of NJ DWI lawyers by going to NJLawFirms.net

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Slip & Fall FAQ’s

Feb 4

Posted by admin in Personal Injury | No Comments



Slip and Fall FAQ’s

by Kamensky-Cohen & Associates

Covered in this article:

  • If I fall and am injured, can I sue for my damages/injuries? Who do I sue?
  • Who pays for my medical bills?
  • How do I pay my lawyer for representing me?
  • How long will it take for the case to be settled?
  • What if I can’t work because of my injuries?

If I fall and am injured, can I sue for my damages/injuries? Who do I sue?

Yes, but only if your fall was due to negligence. As to who you sue, this can be a complex legal issue and will depend on a determination of who was responsible for the safety of the location where the injury was sustained ….

 

To read the balance of this article click here

To find a New Jersey Personal Injury Lawyer visit New Jersey Lawyers.



Trusts – Questions and Answers Introduction

Feb 3

Posted by admin in Estate Planning | No Comments



The following article about Estate Planning
Is featured on New-Jersey-Lawyers.com


Written by Michael B Mangini, J.D.

Question 1: What is a trust?

Answer: A trust is a legal relationship among persons that requires: (1) a person who creates and funds the trust (trustor), (2) a person who benefits from the income and principal in the trust (beneficiary), and (3) a person who manages the property in the trust and distributes income and principal according to the terms of the trust (trustee). Think of it as a contract. The governing instrument is the writing that contains the relevant provisions.

Question 2: What is the purpose of a trust?

Answer: There are many purposes for trusts. Each trust is different. Primarily, the purpose of the trust depends on what the trustor wants to accomplish. The goals of the trustor dictate the way a trust is drafted, i.e. the drafter will write provisions designed to accomplish the trustor’s goals within the limits of the applicable law. After the trustor signs and funds the trust, the rights of the trustor and beneficiary and the duties of the trustee are determined with reference to the written provisions of the trust. Trusts may be used to protect assets, limit the use of assets, manage transfer taxes, avoid probate, benefit charities, provide for pets, and to address many other situations…….


To read the balance of this article or find a New Jersey Estate Planning and Administration Lawyer or visit twww.New-Jersey-Lawyers.com.

For additional listings of NJ lawyers, we suggest you also visit Njlawyers-newjerseylawyers.com

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Comparing Rights To Alimony In New Jersey And Pennsylvania

Feb 2

Posted by admin in Divorce and Family Law | No Comments


Comparing Rights To Alimony In New Jersey And Pennsylvania


Written by
Lawrence Tomar, Esq. Partner, Kamensky♦Cohen

IN NEW JERSEY

Generally speaking, there is a presumption in New Jersey that a spouse married more than ten years, whose earnings or earning capacity is less than the other spouse, is entitled to alimony.  Under these circumstances, where there is a ten-year or longer marriage, a Judge must presume that alimony will be indefinite in nature, meaning that it will continue in effect until a change in circumstances for instance, an increase in the dependent spouse’s income or re-marriage or retirement or loss of employment by the spouse paying alimony. But, even for a less than ten year marriage, alimony may be indefinite, especially where there is a large disparity in income, particularly where the dependent spouse is the primary caretaker of young children

To read the balance of this article and other New Jersey Law articles dealing with NJ Divorce or to find a NJ Divorce lawyer. To find other New Jersey lawyers visit www.New-Jersey-Lawyers.com

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Trusts – Questions and Answers Introduction

Jan 8

Posted by admin in Estate Planning | No Comments


The following article about Estate Planning
 Is  featured on New-Jersey-Lawyers.com

 


Written by Michael B Mangini, J.D.

 

Question 1: What is a trust?

Answer: A trust is a legal relationship among persons that requires: (1) a person who creates and funds the trust (trustor), (2) a person who benefits from the income and principal in the trust (beneficiary), and (3) a person who manages the property in the trust and distributes income and principal according to the terms of the trust (trustee). Think of it as a contract. The governing instrument is the writing that contains the relevant provisions.

Question 2: What is the purpose of a trust?

Answer: There are many purposes for trusts. Each trust is different. Primarily, the purpose of the trust depends on what the trustor wants to accomplish. The goals of the trustor dictate the way a trust is drafted, i.e. the drafter will write provisions designed to accomplish the trustor’s goals within the limits of the applicable law. After the trustor signs and funds the trust, the rights of the trustor and beneficiary and the duties of the trustee are determined with reference to the written provisions of the trust. Trusts may be used to protect assets, limit the use of assets, manage transfer taxes, avoid probate, benefit charities, provide for pets, and to address many other situations…….


To read the balance of this article or find a


New Jersey Estate Planning and Administration Lawyer or to find a nj lawyer for other new jersey legal needs visit  www.New-Jersey-Lawyers.com 

 

Slip & Fall FAQ’s

Jan 5

Posted by admin in Legal Articles, Personal Injury | No Comments



The following article about New Jersey Personal Injury law is featured on New-Jersey-Lawyers.com

This article was written by New Jersey Lawyers Kamensky-Cohen & Associates

Covered in this article:

  • If I fall and am injured, can I sue for my damages/injuries? Who do I sue?
  • Who pays for my medical bills?
  • How do I pay my lawyer for representing me?
  • How long will it take for the case to be settled?
  • What if I can’t work because of my injuries?

To read the balance of this article or find a New Jersey Personal Injury Lawyer visit www.New-Jersey-Lawyers.com. 


For additional listings of NJ Personal Injury lawyers we suggest you also visit NJLawFirms.net.

Death & Divorce

Dec 16

Posted by admin in Divorce and Family Law | No Comments



The following article about New Jersey Death and Divorce is featured on New-Jersey-Lawyers.com

This article was written by New Jersey Lawyer  Theodore Sliwinski, Esq.

 

1. Why is life insurance such an important consideration in a divorce case?

One of the main considerations in any divorce case is life insurance. If a father or a mother dies then how can the child support be paid. Moreover, if a dependent ex-wife relies on alimony to survive, it can be disastrous if her former husband dies. One of the main considerations in dealing with the possibility of a party’s dealt is life insurance protection. Often family courts require the parties in divorce proceedings to obtain life insurance to guarantee the continuation of payments ordered by the court for alimony, child support, or to pay for the college education for the children.

The amount of life insurance that the court may require depends on the financial condition of the parties. In my experience the court requires relatively poor families to obtain $100,000 worth of term life insurance for each child. For a middle class family the normal range is $150,000 worth of term life insurance for each child. Finally, for the more affluent families the courts require $500,000 worth of term life insurance for each child.

 

 

To read the balance of this article or find a New Jersey Divorce Lawyer visit www.New-Jersey-Lawyers.com. 

 

For additional listings of NJ Divorce lawyers we suggest you also visit NJLawFirms.net.